Your home. Your equity. Permanently affordable.
No credit score gatekeeping. No six-figure down payment. You own your home from day one, and the price stays tied to your income — not the market.
How shared equity actually works
Owner from day one
Price tied to income, not market
Your equity is yours to keep
You hold title to your home at closing. We don't manage it as a rental and hand you keys — you own it, with the legal standing that comes with that.
A shared-equity agreement keeps the resale price indexed to area median income. When you sell, the home stays affordable for the next buyer — permanently.
The wealth you build through payments and improvements belongs to you. Affordability controls stay with the home — your gains leave with you.
Built for 30–80% of area median income
Every home in our portfolio is priced against your income, not the surrounding market. We assume you're building toward stability — the structure is designed around that reality.
No minimum credit score required to apply. Income volatility is not a disqualifier. The path to ownership starts with a conversation, not a gatekeeping checklist.
See which homes are available now
Browse current listings with square footage, income qualifications, and neighborhood detail — concrete specifics so you can place yourself in a real unit.